Sterling Risk Advisors works closely with clients in designing customized benefits programs including group, health, dental, life and disability. Our team understands the importance of designing a program which meets your business and financial needs while meeting regulatory requirements.


Downloadable Forms

• Prescreen Form - English Version
• Prescreen Form - Spanish Version
• Qualifying Event Termination Notice
• Census Template 2008 MASTER

$4 Generic Drug List

• Kroger Pharmacy
• Walmart Pharmacy

For individual health insurance, click the following BlueCross BlueShield logo:

• View a list of insurers we represent.

Frequently Asked Questions (FAQs)

1. What is a Deductible?
2. What is coinsurance?
3. What is COBRA?
4. Can I make a change to my coverage election?
5. What is FMLA?
6. What is a qualifying event?
7. What is a Health Savings Account (HSA)?
8. What is an Explanation of Benefits?
9. What is the elimination period on a disability policy?
10. What is Open Enrollment?
11. What is an In-Network versus an Out-of-Network benefit?
12. What is a formulary drug?

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Home | Practice Areas | Principals | Carriers | Location | Contact Us

Governor's Ridge ♦ Building 28 ♦ 1640 Powers Ferry Road ♦ Marietta, GA 30067
Telephone: 678.424.6500    ♦    Fax: 678.424.6501